Financing with Our Dealership

Some reasons why you'll want to finance your next car through us

It's fun to shop for a new Chevy Silverado 1500 pickup, Chevy Equinox or GMC Sierra 1500 truck at our dealership. What's more, you'll find the process of getting the right financing is surprisingly easy when you work with the specialists in our finance center. Our team of specialists have the know-how to help you get just the right financing for your next new or used vehicle. We'll listen carefully to your needs and explain your options in clear terms. Here are some of the other benefits you'll get when you finance with us at Baker Chevrolet GMC Big Rapids in Michigan.

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We'll help you decide whether to get a car loan or a lease

There are two forms of financing that can help you pay for your next vehicle. One approach is a car loan and the other financing option is a lease. A loan is the choice most customers around Reed City and Stanwood MI make because it lets you build cash value in the car, truck or SUV you buy from us. In addition, a car loan allows you to own that vehicle in the future. With a lease, you'll have less money coming out of your pocket even though you can't ever own that vehicle or build any cash value.

Why it makes sense to finance your next vehicle with a car loan

In general, a car loan is the smartest strategy for most people over the long run. A car loan lets you build cash value, or equity, in your car each time you make a monthly loan payment. That cash value can eventually give you thousands of dollars' worth of value to help you buy your next car. Financing with a car loan lets you pay off the loan completely so you can put monthly car payments in your rear-view mirror. Those are advantages that aren't available with a lease.

Reasons to consider financing your next car with a lease

The other financing choice is leasing. When you finance with a lease, it's just like renting that vehicle so at the end of your lease, you won't have any cash value and you can simply return that vehicle to us. The upside is that you won't have to worry about selling the vehicle because you won't own it. A lease does provide you with lower monthly payments and a lower down payment so it can be a good temporary solution if you're crunched for cash.

We offer a number of flexible credit options

  At Baker Chevrolet GMC Big Rapids in Michigan, we can help you buy the new or used vehicle you want in a number of ways. Our online specials, factory offers and competitive rates on loans and leases can help you get the Chevy or GMC SUV, sedan or truck you've been looking for. You'll find new vehicle incentives for a wide variety of vehicles on our website. That will help you get a great deal on a new loan or lease with special GM factory incentives to make your next vehicle easier to acquire.

Frequently Asked Questions

What’s the length of a car loan?

Most car loans cover a period anywhere from 48 to 72 months and the longer the term, the lower your monthly payments. We’re committed to working with our Canadian Lakes, MI customers to create a financing package that’s right for you.

Absolutely. We've worked with all kinds of Michigan customers who have a variety of credit issues so we can help you find the right financing regardless of your credit score.

In most cases we can offer financing with no down payment. We can also wrap your taxes, registration and fees into the financing package if that’s the best answer for you. We'll be happy to explain more about your financing options at [Dealership Name] in Big Rapids, MI.

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  1. Baker Chevrolet GMC Big Rapids

    14120 Northland dr
    Big Rapids, MI 49307

    • Sales: (231) 629-4348
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Get in Touch

  • Contact our Sales Department at: (231) 629-4348
  • Monday9:00 am - 7:00 pm
  • Tuesday9:00 am - 6:00 pm
  • Wednesday9:00 am - 6:00 pm
  • Thursday9:00 am - 6:00 pm
  • Friday9:00 am - 6:00 pm
  • Saturday9:00 am - 2:00 pm
  • SundayClosed